There is good and bad about property records being available to public. Besides many advantages, there is one new concern popping up recently in the state of Georgia. It is nothing but “house title theft”. Scammers are gathering your personal information from property records system and trying to take your most important asset ‘house’.
You may not even notice until the eviction paperwork is seen on your door. All this may happen while you are still living in your house. Scammers forge your signature on a false deed, create fake equivalent identities using public information, and run to banks and refinance your mortgage consuming the equity you built over years. Later, not knowing the fraudsters, lenders come to you asking for missing monthly payments and sometimes with foreclosure notices.
The solution for all this is FANS – Filing Activity Notification System. It is a free and voluntary service designed to offer individuals the ability to receive electronic notifications when certain real estate and personal property records are filed with, indexed, and transmitted by the Clerks of Superior Court throughout the state of Georgia.
It takes less than 5 minutes to setup various notifications based on your name, address, and deed criteria across all the counites in the state of Georgia. Notifications will only be generated for human names. Use this free digital watchdogs kind of feature offered by Georgia Superior Court Clerks’ Cooperative Authority (GSCCCA).
Once you are notified by this FANS (Filing Activity Notification System), you call the clerk’s office, they give you a copy of the fraudulent deed. You call the police and file an affidavit of title. Then your house title is safe and the scam falls apart. For more details, visit https://fans.gsccca.org/. You don’t need any paid services to save your hard earned property from fraudsters.